Five Types of Insurances Every Restaurant Owner Needs

Posted by Christine Gaudreau on Jul 20, 2020 7:45:59 AM

The COVID-19 pandemic has taught business owners to expect the unexpected – including having to shut down your business with little or no notice. In particular, restaurant owners probably spent many nights worried about their restaurants' future and working to ensure they would still have doors to open again once they were allowed to do so.

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Communicable Disease Exclusion

Posted by Christine Gaudreau on Jul 16, 2020 10:40:00 AM

In addition to the voluntary and mandatory personal restrictions being implemented in an effort to "flatten the curve" of COVID-19 infection rates globally, business operations of all kinds have been interrupted. Many are considering the losses they face as a result of the COVID-19 pandemic and asking, "will my insurance cover this?"

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OTC Helps To Support Local

Posted by OTC Blogging Team on Jul 14, 2020 9:34:00 AM


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OTC President Christine Gaudreau honoured in IBC Magazine

Posted by OTC Blogging Team on Jun 19, 2020 2:01:29 PM

OTC Broker, President, Christine Gaudreau was recently recognized for her hard work and dedication by Insurance Business Canada in their Insurance Business Magazine (IBC), issue 8.03. This IBC issue celebrates 45 of the Canadian insurance industry’s foremost female leaders and Christine is one of them. She broke through the glass ceiling in a sector traditionally dominated by men.



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Topics: Business Insurance, Commercial Insurance, About OTC Insurance, Women in Business

Why Keep a Home Inventory?

Posted by Christine Gaudreau on Jun 18, 2020 12:07:08 PM

A home is one of the biggest investments most people will make in their lifetime, so it’s crucial that people have the proper insurance coverage for it – including what is inside the home. Creating and regularly updating an inventory of your personal possessions is one of the best ways to make the most of your homeowners insurance, and can make filing a claim easier and more efficient.

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COVID-19 considerations for Preparing Your Property for Employees, Tenants and Patrons

Posted by Christine Gaudreau on Jun 11, 2020 1:47:00 PM

If you’re getting your businesses or properties ready to reopen, ensure it is safe and functional for employees, tenants and patrons with proper cleaning and disinfection.

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Opening for business after a COVID-19 Shut down

Posted by Christine Gaudreau on Jun 8, 2020 1:44:00 PM


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Topics: Business Insurance

Cleaning and disinfecting workspaces during COVID-19

Posted by Christine Gaudreau on Jun 6, 2020 1:31:00 PM

Note: this post is intended for facilities and workplaces outside of the health care industry.

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Opening the doors to your shop or restaurant during the COVID-19 pandemic

Posted by Christine Gaudreau on Jun 3, 2020 1:27:26 PM

As restaurants shift to curbside pickup or delivery, and retailers move sales online or for curbside pickup – business is not as usual during the COVID-19 pandemic. All business owners need to have a business and safety plan that can adapt to help their businesses succeed in this “new normal.”

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Topics: Business Insurance

Four Components of Cyber Risk Management

Posted by Christine Gaudreau on May 25, 2020 8:00:00 AM

If your company stores data and information digitally, you should have a cyber risk management program that addresses prevention, disclosure, crisis management and insurance coverage in the event of a data breach. Good cyber risk management requires the planning and execution of all four of these components.

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Topics: Business Insurance, Cyber Insurance, Home Base Business

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