Why your business needs Fixed Site Pollution Insurance

Posted by OTC Blogging Team on Oct 16, 2020 6:45:00 AM

Does your business insurance include a land and water extension? Most businesses have Commercial General Liability (CGL) insurance that may protect them in the event of a third party claim for bodily injury or property damage arising out of their premises and operations, but while some CGL  policies include limited coverage for environmental losses, relying on a CGL  to fully cover environmental exposures is not prudent risk management and additional coverage may be required.

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Topics: Commercial Insurance, Environmental Insurance, commercial property insurance

What we learned from Hurricane Dorian

Posted by OTC Blogging Team on Oct 10, 2020 6:39:00 PM

In the late evening of September 7, 2019, Hurricane Dorian made landfall on the east coast. While it was no longer technically a hurricane when it hit land, the storm resulted in over $105 million in insured damage, according to the Insurance Bureau of Canada. 70% of that was damage to personal property, 25% was damage to commercial property and the remainder of the damage was to automobiles.

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Topics: Environmental Insurance, Overland Flood Insurance, About OTC Insurance

What you need to know about Environmental Insurance

Posted by Christine Gaudreau on Apr 22, 2020 7:00:00 PM

Commercial general liability (CGL) insurance protects your business against claims for bodily or personal injuries, advertising liability, as well as property damage to third parties arising from your operations or products or occurring on company premises. While some policies may also cover environmental losses, there are a few reasons why business owners should consider additional environmental insurance.

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Topics: Business Insurance, Commercial Insurance, Environmental Insurance

Thinking Beyond Commercial General Liability Insurance: Pollution Liability Insurance

Posted by Christine Gaudreau on Apr 18, 2020 6:45:00 AM

Commercial general liability (CGL) insurance protects your business against claims for bodily or personal injuries, advertising liability, as well as property damage to third parties arising from your operations or products or occurring on company premises. While some policies may also cover environmental losses, there are a few reasons why business owners should consider additional environmental insurance.

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Topics: Business Insurance, Commercial Insurance, Environmental Insurance

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