Preventing water damage during construction

Posted by OTC Blogging Team on Nov 7, 2020 1:36:35 PM

Water damage to a business, regardless of how it happens, can lead to mold growth, costly litigation and financial loss. In addition to direct costs associated with cleanup, material replacement, equipment repair and mold remediation, water damage incidents may lead to significant indirect costs associated with construction delays and business interruptions.

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Topics: Business Insurance, Commercial Insurance, Overland Flood Insurance, commercial property insurance

Small Business Week: Are you Covered?

Posted by Christine Gaudreau on Oct 13, 2020 6:39:00 PM

Halifax Small Business Week is fast approaching! Beginning October 19 and running through the 23rd, the week is dedicated to raising awareness of and supporting the over one million small business throughout Canada. Nova Scotia is home to nearly 30,000 small businesses and they employ 98% of workers here.

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Topics: Business Insurance, Commercial Insurance, Continuity Insurance, Home Base Business, Women in Business

OTC President Christine Gaudreau honoured in IBC Magazine

Posted by OTC Blogging Team on Jun 19, 2020 2:01:29 PM

OTC Broker, President, Christine Gaudreau was recently recognized for her hard work and dedication by Insurance Business Canada in their Insurance Business Magazine (IBC), issue 8.03. This IBC issue celebrates 45 of the Canadian insurance industry’s foremost female leaders and Christine is one of them. She broke through the glass ceiling in a sector traditionally dominated by men.

 

 

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Topics: Business Insurance, Commercial Insurance, About OTC Insurance, Women in Business

Opening for business after a COVID-19 Shut down

Posted by Christine Gaudreau on Jun 8, 2020 1:44:00 PM

 

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Topics: Business Insurance

Opening the doors to your shop or restaurant during the COVID-19 pandemic

Posted by Christine Gaudreau on Jun 3, 2020 1:27:26 PM

As restaurants shift to curbside pickup or delivery, and retailers move sales online or for curbside pickup – business is not as usual during the COVID-19 pandemic. All business owners need to have a business and safety plan that can adapt to help their businesses succeed in this “new normal.”

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Topics: Business Insurance

Four Components of Cyber Risk Management

Posted by Christine Gaudreau on May 25, 2020 8:00:00 AM

If your company stores data and information digitally, you should have a cyber risk management program that addresses prevention, disclosure, crisis management and insurance coverage in the event of a data breach. Good cyber risk management requires the planning and execution of all four of these components.

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Topics: Business Insurance, Cyber Insurance, Home Base Business

Social distancing on the job

Posted by Christine Gaudreau on May 16, 2020 2:05:00 PM

Social distancing is the utmost importance right now and is especially crucial for businesses who are remaining open during the COVID-19 pandemic, including construction sites.

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Topics: Business Insurance, Home Base Business

The Importance of a Social Media Policy

Posted by Christine Gaudreau on May 12, 2020 1:34:02 PM

While your employees may speak highly of their work in person, what about online? Social media usage is rapidly increasing every year, and how it is used can have a significant impact when it comes to making or breaking a business. Are you protected against a corporate social media faux pas? To be sure, check to see if your corporate liability insurance covers your business against social media liabilities and make sure you have a relevant social media policy in place.

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Topics: Business Insurance, Commercial Insurance

Website Security Risks

Posted by Christine Gaudreau on May 7, 2020 6:51:00 AM

Your company has developed a website and conducts business online. Your information technology department has taken the usual security precautions, and ensures you have the fastest website available, but is your site secure? Many business owners have a website, but many do not update their websites or regularly check for security risks or vulnerabilities.

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Topics: Business Insurance, Commercial Insurance, Cyber Insurance, Home Base Business

Does Business Interruption Insurance Help During Covid-19?

Posted by Christine Gaudreau on Apr 29, 2020 8:18:07 AM

This is a challenging and uncertain time for Atlantic Canadians. We are here to help and work with those adversely affected by the pandemic and are prepared to offer flexible solutions to customers. Insurance continues to play an important role in the overall economy, and therefore we remain open for business to assist consumers.

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Topics: Business Insurance, Commercial Insurance, Continuity Insurance

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