Steers Insurance Blog

Ever feel like winter has a way of sneaking up on you faster than you can say, “Fire up the snowblower”? Beat Jack Frost to the punch and keep your home and property in tip-top shape this season with these easy winter prep tips.

For many Canadians, especially first-time homebuyers, saving enough money to buy a house can seem daunting. With the rising cost of living and competitive housing markets in many areas across the country, putting enough money aside to become a homeowner may even seem impossible. However, small, consistent changes can make a difference in helping you achieve your goals.

Everyday, professional drivers face the risk of collision and other unforeseeable events on the road. Intact is committed to helping you protect your operations and create a safer driving environment. Intact Insurance partners with industry-leading dash cam, electronic logging device and telematics vendors to offer you discounted pricing on connected dash cams and other technologies to help improve the safety of your fleet.

It’s that time of year again. Frosty mornings, fallen leaves, and preparing your pride and joy for winter hibernation. If your car is not going to be used during the winter months, there are some storage steps to consider.

Car theft is reported to be a national, $1 billion business supplying clients, unscrupulous dealers and chop shops with cars and auto parts. Last Year Canadian car insurers paid out an estimated $542 million in theft-related auto insurance claims, according to figures published by Insurance Bureau of Canada (IBC). 

Some say Canada has two seasons: winter and construction. Whether you're driving through a slushy snowstorm or down a dusty, dug-up street, a spritz of windshield washer fluid can keep you seeing clearly. But not all washer fluids are created equal. Some formulas are better for melting snow and ice, while others tackle bugs, dirt, and tar. Get to know your options before topping up your washer tank.

Auto theft is a serious problem across Canada. If you purchase a stolen vehicle, when it is identified as stolen you are not only out your money but out your purchase when it is seized. How can you do your due diligence when purchasing a vehicle to avoid being a victim of such fraud? 

We recently worked on an account that involved a driver who had a conviction for operating an ATV with no insurance.  Due to this, the insurer is getting off risk and the vehicle now has to be insured with facility association = Higher rates and reduced coverage.  This is particularly more expensive when the vehicle is financed and you must carry Collision and Comprehensive coverage in order to satisfy lender requirements.

OTC Insurance is pleased to share that Shannon Vaughan has earned her Risk Management Certificate recognized by the Insurance Institute of Canada, earning her the internationally recognized CRM designation awarded by the Global Risk Management Institute (GRMI).